Differences Between Personal Injury and Workers Compensation Injuries

Workers compensation is an insurance program which is required for employers to carry in every State.  In Virginia, employers that operate a business and consists of three or more employees, must purchase workers comp  insurance or the self-insurance policies. Employees that work within the State of Virginia, despite which company, are not required to purchase their own personal workers compensation insurance. As a result, in case of an injury or if a workers comp claim is accepted, the employers insurance plan pays out cash to injured workers, including medical benefits to the individual (employee) who was injured or harmed during work or while doing work-related tasks. The insurance company also pays benefits to employees who defined as occupational disease.

In the State of Virginia, a person that files personal injury case is an actual “lawsuit” that is proceeded in a State court. In order to win such case, the claimants lawyer must provide evidential grounds, proving that the other party, organization, individual or company has indeed acted negligently and that such actions resulted an injury to the claimant.